Why Bitcoin?
Bitcoin has had exceptional performance. Since 2016 it has risen over 20,000%, but also had large swings along the way.
That is why Futureproof combines Bitcoin with gold and interest-bearing assets. Three assets with different characteristics, which together form a balanced portfolio.
Bitcoin vs. the market, 10 years
Index, 100 = 2016 · logarithmic scale
- Bitcoinsince 2016 +20,222 %
- Goldsince 2016 +308 %
- Nasdaq 100since 2016 +474 %
- Global equitiessince 2016 +364 %
- OMX Stockholm 30since 2016 +176 %
Bitcoin, gold, Nasdaq 100 and global equities are shown in USD, OMX Stockholm 30 in SEK including dividends. The chart shows relative growth trajectories, not wealth in kronor.
Reconstructed illustration in this prototype. Past performance is no guarantee of future returns.
Bitcoin, gold and interest-bearing assets
The portfolio combines three asset classes that fill different functions and can develop in different ways.
Bitcoin
Bitcoin contributes long-term growth potential. At the same time, its value can swing sharply, making bitcoin the portfolio's most volatile asset.
Gold
Gold has long been used as a store of value. Historically it has often developed differently from bitcoin and can therefore broaden the portfolio's exposure.
Interest-bearing assets
Interest-bearing assets contribute stability. Historically their value has swung less than bitcoin and gold, which can dampen the portfolio's overall movements.
Choose one of three compositions
Three compositions with different allocations across Bitcoin, gold and interest-bearing assets.
15 % bitcoin, 25 % gold, 60 % interest-bearing assets.
Allowed range:Bitcoin ±7 ppGold ±10 ppInterest-bearing ±12 pp
30 % bitcoin, 30 % gold, 40 % interest-bearing assets.
Allowed range:Bitcoin ±11 ppGold ±11 ppInterest-bearing ±12 pp
45 % bitcoin, 30 % gold, 25 % interest-bearing assets.
Allowed range:Bitcoin ±13 ppGold ±11 ppInterest-bearing ±10 pp
How it would have gone historically
1 000 kr per month in the selected composition.
Deposited: 120 000 SEK
Past performance is no guarantee of future returns.
How the portfolio allocation works
Each asset has a target weight and a permitted range. The range depends on which of the three compositions you choose. As long as the allocation stays within the range, no changes are made. If an asset moves outside the range, you get a proposal for how the portfolio can be adjusted. Nothing is executed without your approval.
The portfolio is designed to consist of real bitcoin, real gold and real interest-bearing assets. Accounts, custody and execution are provided by licensed external partners: crypto services through a partner authorised under MiCA, SEK through your bank partner. The simulation executes rebalancing without customer approval, in the upcoming service you approve every order yourself.
How Futureproof works
Futureproof does not try to predict the market. We follow the allocation of the composition you chose. If an asset moves outside its range, you get a proposal for how the portfolio can be adjusted.
You choose a composition
Conservative, Balanced or Growth. Each composition has a target allocation across Bitcoin, gold and interest-bearing assets and a permitted range per asset.
The market moves
As long as the allocation stays within its range, nothing happens.
You approve the adjustment
If an asset moves outside its range, you get a proposal for how the portfolio can be adjusted. Nothing happens until you approve it.
How the engine knows when to act
Target weight 30 %, allowed range ±11 %. When the bitcoin weight reaches the edge of the range, a rebalancing order is calculated. The order restores the target weights, but is only placed once you approve it, and there are always at least 30 days between two orders.
In this run, 2016-2026, there were 19 rebalancing orders. The typical time between two orders was about 6 months, at the shortest 1.5 and at the longest 31 months. Past performance is no guarantee of future returns.
Ask anything about Futureproof
Our AI explains how the product works. It gives no advice and no forecasts.
AI answers are general information about Futureproof, not investment advice. Saving in these assets involves risk and the value can go down.
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Investing involves risk. Your savings can go both up and down in value.